Equity Release Advice in Brighton, Sussex & Across the UK

At The Lytle Group, we provide expert, whole-of-market equity release advice, helping homeowners aged 55 and over unlock tax-free cash from their property.

Whether you’re looking to supplement retirement income, repay an existing mortgage, or support your family financially, equity release can provide flexible access to the wealth tied up in your home.

As a family-run, directly authorised firm with over 40 years’ experience, we offer tailored, relationship-led advice to clients across Brighton & Hove, Sussex, the South East of England, and nationwide.

What is Equity Release?

Equity release allows you to access money from the value of your home while continuing to live in it.

The most common form is a lifetime mortgage, where you borrow against your property and the loan is typically repaid when your home is sold, usually when you pass away or move into long-term care.

You can choose to take the money as a lump sum, smaller withdrawals over time, or a combination of both.

Why Consider Equity Release?

Equity release can provide financial flexibility in later life, without the need to move home.

It can be used to:

• Supplement retirement income

• Pay off an existing mortgage or debts

• Fund home improvements

• Help family members financially

• Cover care costs or lifestyle expenses

Is Equity Release Right for You?

Equity release is a significant financial decision and may not be suitable for everyone.

We take the time to understand your:

• Financial goals and retirement plans

• Property value and mortgage position

• Income, savings, and pensions

• Family considerations and inheritance wishes

We will also explore alternatives where appropriate, ensuring any recommendation is in your best interests.

Types of Equity Release We Advise On

As whole-of-market, FCA-authorised advisors, we can recommend a range of equity release solutions:

✔ Lifetime MortgagesThe most common option, allowing you to retain ownership of your home.

✔ Drawdown Lifetime MortgagesAccess funds as and when needed, helping to reduce interest costs.

✔ Interest Payment OptionsChoose to pay some or all of the interest to control the balance over time.

✔ Enhanced Lifetime MortgagesPotentially access more funds based on health or lifestyle factors.

✔ Downsizing Protection & Flexible FeaturesOptions to repay early or move home subject to criteria.

We will clearly explain how each option works, including costs, risks, and long-term implications.

Equity Release Advice You Can Trust

The Lytle Group is directly authorised and regulated by the Financial Conduct Authority and provides whole-of-market equity release advice.

This means:

• We are not tied to a single lender

• We compare plans from across the UK market

• We recommend solutions based on suitability, not commission

We are committed to providing clear, honest advice so you can make confident, informed decisions.

Equity Release in Brighton, Hove & the South East

As Brighton-based advisors, we understand the local property market and the needs of homeowners across Sussex and the South East of England.

We work with clients in Brighton & Hove and surrounding areas, as well as supporting customers across the UK via phone and video consultations.

Speak to an Equity Release Advisor

If you’re considering equity release in Brighton, Sussex, or anywhere in the UK, The Lytle Group is here to help.

We offer a friendly, no-obligation consultation to discuss your circumstances, explain your options, and help you decide whether equity release is right for you.

Contact us today to speak with a trusted, FCA-authorised equity release advisor.

Important Information

Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

We always recommend discussing your plans with family members and will ensure you fully understand the implications before proceeding.