High Net Worth Mortgages

High Net Worth Mortgage Advice in Brighton & Hove

Whole-of-Market Expertise for Complex Income & Large Loans

At The Lytle Group, we provide specialist high net worth mortgage advice for clients with complex financial profiles, substantial income, or high-value property requirements.

Whether you are purchasing a prime residential property, structuring borrowing across multiple income streams, or seeking discretion and flexibility, we offer tailored, strategic advice built around your circumstances.

As a family-run, directly authorised mortgage advisory firm with over 40 years’ experience, we take a relationship-led approach — offering clear guidance, confidentiality, and access to lenders who understand complex cases.

Based in Brighton & Hove, we advise clients across Sussex, the South East of England, and nationwide.

High Net Worth Mortgages – Tailored, Strategic Advice

High net worth mortgages are designed for clients whose financial situations fall outside standard lending criteria. This may include high incomes, complex structures, or large loan requirements.

At The Lytle Group, we help structure mortgages for:

• High-value property purchases

• Complex or multiple income streams

• Business owners and company directors

• Clients with significant assets but non-traditional income

• Borrowing above standard lender thresholds

We work closely with specialist lenders to ensure your mortgage is structured efficiently, tax-aware (where appropriate), and aligned with your broader financial position.

High Net Worth Mortgage Services We Cover

As directly authorised, whole-of-market mortgage brokers, we can advise across a wide range of high net worth and complex mortgage solutions:

✔ Large Loan Mortgages (£1m+)Access to lenders specialising in high-value borrowing with flexible underwriting.

✔ Complex Income MortgagesIncluding bonuses, dividends, retained profits, and multiple income streams.

✔ Private Bank & Specialist LendingAccess to private banks and niche lenders offering bespoke underwriting.

✔ Interest-Only & Part-and-Part MortgagesStructured repayment strategies aligned with asset positions.

✔ Multi-Property & Portfolio StructuringAdvice for clients with multiple properties and existing borrowing.

✔ Self-Employed & Business Owner MortgagesTailored solutions for entrepreneurs and directors with complex accounts.

✔ Bridging & Short-Term Finance IntegrationSupporting time-sensitive purchases or restructuring alongside long-term lending.

✔ Expat & International Client MortgagesSolutions for UK nationals abroad or non-UK residents purchasing in the UK.

✔ Refinancing & Equity Release (HNW)Restructuring existing borrowing or releasing capital for further investment.

Each case is handled individually, with a focus on discretion, flexibility, and long-term strategy.

Complex Income & Professional Clients

High net worth clients often have income structures that fall outside traditional lending models.

We regularly assist clients with:

• Company structures and retained profits

• Irregular or bonus-driven income

• Partnership or LLP earnings

• Multiple revenue streams across businesses and investments

Our role is to present your profile clearly and effectively to lenders who understand and value complex financial structures.

Large Loan & Prime Property Purchases

For clients purchasing high-value or prime property, securing the right lending structure is critical.

We support with:

• Access to lenders offering loans above £1m

• Negotiating competitive rates for larger borrowing

• Structuring deposits and repayment strategies

• Managing tight timelines or competitive purchase scenarios

We understand the expectations and pace of high-value transactions and work proactively to deliver.

Whole-of-Market Mortgage Advice You Can Trust

The Lytle Group is directly authorised and regulated by the Financial Conduct Authority and provides true whole-of-market mortgage advice.

This means:

• We are not restricted to a limited panel of lenders

• We can access specialist, private, and high street lenders

• We recommend solutions based on suitability and long-term value

Our independent, relationship-led approach ensures advice that is aligned with your best interests.

High Net Worth Mortgage Advisors in Brighton & the South East

As Brighton-based mortgage brokers, we combine local market understanding with access to specialist lenders across the UK.

Whether you are purchasing in Brighton, Hove, or elsewhere in the South East, or require a national solution, we provide discreet, professional advice tailored to your needs.

Speak to a High Net Worth Mortgage Advisor

If you require a high net worth mortgage or would like to discuss your options, we are here to help.

Your initial conversation is confidential, professional, and without obligation. We take the time to understand your objectives and provide clear, strategic guidance.

Contact The Lytle Group today to arrange a no-obligation discussion with a trusted high net worth mortgage advisor in Brighton.